As a new home buyer, you should do what you can to save money. A good security system provides you with protection, but choosing the right system can help you save money on insurance. Below is information about what you should look for in a security system.
Most security systems come with different features, such as window protection. This feature may add to the cost of the system, but it will lower your insurance rates. Many home invasions occur by breaking through a window. If you have a security system with window protection, an alarm will go off if one of your windows is broken. This saves on your home insurance, because it lowers your risk of property loss.
When you purchase a security system, you have the option to have automatic monitoring. Alarm monitoring is having communication between your security system and the security provider. When an alarm goes off at your home, a signal is sent to the security company’s monitoring system.
When the first signal is sent, the monitoring personnel will call and notify you that your alarm is going off, and confirm with you if it is a real emergency or not. If you do not respond to them, or if the emergency is real, they will contact the proper agency to send emergency personnel to your home.
This gives the police are much better chance of apprehending the assailant, which keeps them from stealing your property.
When you have your security system installed, the security company will likely offer to install security cameras outside your home. Homes are less likely to be robbed if there are security cameras in plain sight, which is why your insurance company will likely lower your rates.
If you live in a neighborhood that has a high crime rate, you should consider installing a higher-end security system. Insurance companies may increase your insurance, because there is a better chance of your home being robbed. To combat this increase, a higher-end security system gives you even more protection so it reduces your chances of being robbed. If you choose this, make sure you let your insurance company know.
How much money you will save on your insurance each month depends on your insurance company. Talk with your agent to see what features they look for in security systems so you can install the right one.Read More